Updated: October 26, 2021
This Privacy Policy sets forth the policy of Generation Finance Technology, Inc. (the “Company”) in regard to the collection and usage of personal or corporate information that you may provide to us by using any product or service provided by Generation Finance Technology, Inc (the “Service”). This Privacy Policy is incorporated into and made a part of our Terms of Use, and by accepting these during registration and by using the website, you agree to the use of your information in accordance with this Privacy Policy. The Company may revise this policy from time to time, and will post the most current version on the website. If a revision meaningfully reduces your rights, the Company will notify you using the email provided by you.
The Company use your Personal Information to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this Privacy Policy.
1. Information the Company collects
The Company collects “Non-Personal Information” and “Personal Information.” Non-Personal Information includes information that cannot be used to personally identify you, such as anonymous usage data, general demographic information the Company may collect, referring/exit pages and URLs, platform types, preferences you submit and preferences that are generated based on the data you submit and number of clicks. “Personal Information” is information which can be used it identify you as an individual.
1.1. Information we collect via Technology
Personal Information
While using our Service, the Company may ask you to provide certain Personal Information that can be used to contact or identify you. Personal Information may include, but is not limited to: Email address, first name and last name, phone number, date of birth, street address, city, state, zip code, and Usage Data when using our Service.
Usage Data
Usage Data is collected automatically when using the Service. The Company collects Usage Data that may include your activity as a registered user of this Service, such as Personal Information you share and interactions you have with other parties while using the service. Usage Data may include information such as your Device’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data. When you access the Service by or through a mobile device, the Company may collect certain information automatically, including, but not limited to, the type of mobile device you use, your mobile device unique ID, the IP address of your mobile device, your mobile operating system, the type of mobile Internet browser you use, unique device identifiers and other diagnostic data. The Company may also collect information that your browser sends whenever you visit our Service or when you access the Service by or through a mobile device.
Website
To view our Website, you do not need to submit any Personal Information. You may submit details about your business like the name of your company, your name, general geographic location, profession or industry that you operate in and email address. In an effort to improve the quality of the Website, the Company track information provided to us by your browser or by our software application when you view or use the Website, such as the website you came from (known as the “referring URL”), the type of browser you use, the device from which you connected to the Website, the time and date of access, and other information that does not personally identify you. The Company tracks this information using cookies, or small text files which include an anonymous unique identifier. Cookies are sent to a user’s browser from our servers and are stored on the user’s computer hard drive. Sending a cookie to a user’s browser enables us to collect Non-Personal information about that user and keep a record of the user’s preferences when utilizing our services, both on an individual and aggregate basis. For example, the Company may use cookies to store the following information: session data, email address. Generation Finance Technology, Inc may use both persistent and session cookies; persistent cookies remain on your computer after you close your session and until you delete them, while session cookies expire when you close your browser.
1.2. Information you provide us by registering for our service
To become a registered user of our Service, you may need to provide us with Personal Information. By registering, you are authorizing us to collect, store and use such information you provide, in accordance with this Privacy Policy.
1.3. Information you provide by using the Website
You may submit User Content (as defined in the Terms of Use) to the Website, including certain information via online forms. The Company will not sell the information obtained in any User Content.
You may use a search engine (like Google) to access the Website. The privacy practices of these external applications are set forth in their privacy policies, and Generation Finance Technology, Inc has no control over the uses of your ID by such parties.
1.4. Information you may provide to other parties
This Privacy Policy only addresses the use and disclosure of information the Company collect from you. If you disclose your information to other parties using our service, different rules may apply to their use or disclosure of the information you disclose to them. Since Generation Finance Technology, Inc does not control the privacy policies or actions of third parties, you are subject to the privacy policies or actions of those parties. The Company encourages you to be sure that third parties are authenticated to your satisfaction before you share sensitive information with them.
2. How the Company uses information we collect
Except as otherwise stated in this Privacy Policy, the Company does not sell, trade, rent or otherwise share for marketing purposes your Personal Information with third parties without your consent.
Use of your Personal Information
The Company may use your Personal Information for the following purposes:
- To provide and maintain our Service, including to monitor the usage of our Service.
- To manage your Account: to manage your registration as a user of the Service. The Personal Information you provide can give you access to different functionalities of the Service that are available to you as a registered user.
- For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or services you have purchased or of any other contract with the Company through the Service.
- To contact you: To contact you by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application’s push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.
- To provide you with news, special offers and general information about other goods, services and events which the Company offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.
- To manage your requests: To attend and manage your requests to us.
- For business transfers: The Company may use your Personal Information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Information held by us about our Service users is among the assets transferred.
- With Affiliates: The Company may share your Personal Information with our affiliates, in which case the Company will require those affiliates to honor this Privacy Policy. Affiliates include our parent company and any other subsidiaries, joint venture partners or other companies that the Company control or that are under common control with us.
- With business partners: The Company may share your information with our business partners to offer you certain products, services or promotions.
- For other purposes: The Company may use your Personal Information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience.
- With your consent: The Company may disclose your Personal Information for any other purpose with your consent.
Compliance with the California Consumer Protection Act
For any Personal Information subject to the CCPA, the Company will not: (a) sell the Personal Information; (b) retain, use, or disclose the Personal Information for any purpose other than for the specific purpose of performing the Services; (c) retain, use, or disclose the Personal Information for a commercial purpose other than providing the Services; or (d) retain, use, or disclose the information outside of the direct business relationship with our partners and affiliates. The Company certifies that it understands these restrictions and will comply with them.
3. How the Company protects information collected
3.1. Security
The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While the Company strive to use commercially acceptable means to protect your Personal Information, the Company cannot guarantee its absolute security.
Children’s Privacy
Our Service does not address anyone under the age of 13. The Company do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and you are aware that your child has provided us with Personal Information, please contact us. If the Company becomes aware that the Company has collected Personal Information from anyone under the age of 13 without verification of parental consent, the Company take steps to remove that information from our servers. If the Company needs to rely on consent as a legal basis for processing your information and your country requires consent from a parent, the Company may require your parent’s consent before the Company collect and use that information.
Links to Other Websites
Our Service may contain links to other websites that are not operated by us. If you click on a third party link, you will be directed to that third party’s site. The Company strongly advise you to review the Privacy Policy of every site you visit.
The Company has no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
3.2. Data Integrity
Generation Finance Technology, Inc will use Personal Information and User Content only for purpose of delivering the services, which is in the confines of electronic execution, and to facilitate the services you request of us related thereto.
3.3. Access
Generation Finance Technology, Inc acknowledges the individual’s right to access their data and will allow individuals to access their Personal Information. Further, Generation Finance Technology, Inc will allow the individual to correct, update, or delete information. Individuals who wish to make an access request or remove personal information from our records, or if you have any questions in regard to this policy or believe that Generation Finance Technology, Inc has not complied with the provisions of this policy, should direct such a request to Generation Finance Technology, please visit our contact page or email us at hello@2ndwallet.com.
3.4 Retention of your Personal Information
The Company will retain your Personal Information only for as long as is necessary for the purposes set out in this Privacy Policy. The Company will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if the Company are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.
The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our Service, or the Company are legally obligated to retain this data for longer time periods.
3.5 Transfer of your Personal Information
Your information, including Personal Information, is processed at the Company’s operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction. Your consent to this Privacy Policy represents your agreement to that transfer. The Company will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Information will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.
3.6. Enforcement
Generation Finance Technology, Inc commits to resolve complaints about your privacy and our collection or use of your Personal Information. Individuals with inquiries or complaints regarding this Privacy Policy should first contact Generation Finance Technology, Inc by visiting our contact page or emailing us at hello@2ndwallet.com.
Generation Finance Technology, Inc is also subject to the investigatory and enforcement of the Federal Trade Commission (FTC).
4. How we communicate changes to Privacy Policy
The Company may update our Privacy Policy from time to time. The Company will notify you of any changes by posting the new Privacy Policy on this page.
The Company will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the “Last updated” date at the top of this Privacy Policy.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
5. How you can contact us.
If you have any questions about this Privacy Policy, you can contact Generation Finance Technology, Inc by visiting our contact page or emailing us at hello@2ndwallet.com.